Initial Data Gathering. Your financial counselor will guide you through a thorough data collection process to gain a complete picture of your financial situation. During this meeting your financial counselor will learn about your family, your financial goals, your desires regarding your retirement years, and how you want to pass your legacy on to future generations. We will identify your financial objectives and priorities and review your current financial and investment situation. From this information we will begin formulating a customized and complete financial plan for you that integrates your estate, investment, tax, insurance, and long-term cash flow/retirement needs.

Implementation. In this meeting we review and finalize recommendations and begin systematically implementing the financial plan. We will assist you with selecting the appropriate financial products for your situation, filling out account paperwork, scheduling meetings with attorneys and accountants if needed, and begin guiding you through the next steps that you need to take to secure your financial future.

Personal Financial Profile & Analysis. In this meeting we will provide you with your IFP Binder which will enable you to keep your financial documents and plans in one organized location. This binder includes: a summary of your current financial situation; your customized IFP plan; a detailed list of recommendations; and an action plan for you to follow with your financial counselor. There is a section for subsequent reviews, personal documents, wills and trusts, insurance policies, and investment account statements.

Ongoing Reviews. Your financial goals will be dynamic and ever changing throughout your lifetime; and, it is important to review your plan at least annually as different events impact your life. Your financial counselor will conduct regular reviews with you to ensure that your total finacial plan remains organized, integrated, and on track with your goals.